Yojana Helpline: How to avoid scams

March 25, 2022 0 Comments

Have the best life out there by knowing how to avoid scams. Learn all you can when you read about it here at Yojana Helpline. The tips to avoiding scams that you need to know are the following:

Don’t give out your personal information unless you are willing to stand behind it with your reputation. Give out as little information as possible. If someone asks for your bank account number or routing number, tell them you don’t know what they are talking about. Never send money to anyone who solicits you for funds. If someone contacts you and says he is doing work for the church or a charitable organization and he needs your contribution right away, ask him for details on his 501(c)3 status. And finally, if someone is offering to do something illegal, like sell you a viagra type pill or rob your bank account, walk away and tell somebody about it. How’s that for a starter? Now, for more, how about this? Suppose someone writes an ad for his little convenience store and he tells you in his ad that he has a degree in pharmacy from Rutgers University. Is there any way in the world you can consider this person trustworthy? Of course not! So, what should you do? Simple. You should respond to that person by saying something like… “I see. Well then, maybe you’d be interested in learning how to cure cancer. I work at a place where people can do that.

1. Never give your money to anyone who contacts you via email unless you have a real, live person on the other end of that email contacting you. (This includes people who send you what appears to be an “urgent” message but is really just a sales pitch for something phony.)

2. Be suspicious if someone wants to take a big chunk of money from you up front and then ask you to go to the bank and make a large deposit. That way they can easily get your money away from you and ensure they never have to give you any of the products or services you are buying.

3. Beware of phone calls that seem too good to be true. If someone tells you they can triple your money in less than 30 days, it is probably a scam. (The exception to this rule would be an investment group who may very well be able to do this but will take a much longer period of time.)

4. Never send your money to anyone who can’t give you a physical address or who doesn’t have a telephone number on file.

5. Never send your money to anyone who asks for an immediate payment. Instead, insist on receiving at least 3-months pay back.

6. Watch out for people who pretend to be from the IRS or other government agencies. They will tell you lies and try to trap you.

7. Watch out for charities that ask for donations and then do not use the money for the purposes for which it was given. Charities have to file a tax return every year for each donation they receive.

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