Government schemes in India this 2021

August 31, 2021 0 Comments

Yojana Helpline: Government schemes in India this 2021

Here at Yojana Helpline, we want to inform the citizens of India about the different government schemes that are happening right now in the country. These schemes are carried out by the government to take action against the different problems that the people are facing, especially poverty.

Poverty is one of the major challenges that India is facing. Although the country has been developing for years, you can still see the effects of this issue daily. A recent poll made in the country has shown that 68.8% of the Indian population lives on less than $2 a day. This makes the country one of the poorest in the world.

Thankfully, the government of India is recognizing the challenge that they’re facing and they’re doing the right course of action to solve it which is through government schemes.

What are government schemes?

Government schemes are strategic plans made by the government to resolve social and economic problems that its citizens face every day. One of the main goals that these plans aim to eliminate is poverty but at the same time, it raises awareness about the hardships that people face.

Our goal here in Yojana Helpline is to spread information about these schemes so that you would know if they’re eligible for them or not. 

Latest government schemes in India

This year, announcements about the latest government schemes in the country were released by the Finance Minister of India. These are aimed towards helping the needy and building a better future. Here are some of them:

Startup India Seed Fund Scheme (SISFS)

The government of India recognizes the dream of aspiring entrepreneurs that’s why they have created the Startup India Seed Fund Scheme (SISFS). What this plan aims to do is to aid startup businesses financially so that they can lift their projects off the ground.

People who own small businesses know how much struggle it takes before they can put their works on the map. One of the main causes of not having a successful startup is financial problems. Thankfully, with the SISFS, startup companies will be financially supported at the initial stage of their project.

The startups eligible for this scheme should meet the following:

  • The startup must be acknowledged by the Department for Promotion of Industry and Internal Trade (DPIIT).
  • It must have been incorporated not more than 2 years ago at the time of application.
  • It should not have got more than Rs 10 lakh of financial aid from any other Central or State Government scheme.


Pradhan Mantri Annadata Aay Sanrakshan Abhiyan or PM AASHA scheme is geared towards the farmers. What this scheme aims to do is to make sure that the farmers are receiving the right price for their produce.

There are a lot of things that go through farming and several people might not be aware of that. What they only see is the finished product in grocery stores and markets. For the longest time, this line of work is considered a low paying job. With this scheme, these farmers will finally receive the income that they deserve which will also make them love their job even more.

SATAT Scheme

SATAT stands for Sustainable Alternative Towards Affordable Transportation. What this scheme plans to achieve is to reduce the country’s carbon emissions by arranging Compressed Biogas production plants.

The compressed biogas is made up of anaerobic decomposition from wastes and other biomass sources. Making use of this gas is extremely beneficial to the environment because it is a naturally produced gas and it makes use of the 62 million metric tonnes of waste that are recorded every year.

People won’t even notice the difference because it works just as a regular gas would. If more drivers can use this as fuel for their vehicles, there would be fewer carbon emissions produced in the country.

Achieving this goal is important because failure to reduce the amounts of these harmful emissions will result in climate change which is highly evident today.

Ayushman Sahakar Scheme

Ever since the COVID pandemic hit the country, it has been exposed that several people don’t have access to proper healthcare facilities. With the Ayushman Sahakar Scheme, that reality would soon change. What this scheme plans to achieve is to assist in the construction of healthcare infrastructures in India.

Not only does this scheme plans to create medical infrastructures but it also aims to give activities related to healthcare such as medical education, services and insurance.

Some of the other areas that the Ayushman Sahakar Scheme plans to cover include:

  • Drug testing laboratories
  • Blood banks
  • Maternal health services
  • Health insurances
  • Hospitals and medical colleges
  • Emergency medical services
  • Mobile clinics
  • Elderly health care services
  • Childcare services
  • Yoga wellness centres.

Mission Sagar

The COVID pandemic has shed light on the people that need aid but are unable to receive one. This includes the maritime partners of the country which are located on the Indian Ocean. 

Through this scheme, sent relief missions and packages to the different nations of the Indian Ocean such as:

  • Mauritius
  • Seychelles
  • Madagascar
  • Comoros
  • La Reunion

Not only does this scheme help people across these said nations but it also strengthens the relationship between the and India itself.

Sahakar Mitra Scheme

The Sahakar Mitra Scheme is an internship programme by the National Cooperative Development Corporation (NCDC) and it is aimed at students and young professionals alike. This allows them to experience work first-hand about the cooperative sector. 

The environment that they will be put in will push them to create innovative solutions thus making them self reliant. This prepares the next generation by shaping them to become the next leaders of the country.

People who want to sign up for this paid internship programme should be:

  1. A Bachelor’s Degree holder in the following fields:
  • Agri
  • Dairy
  • Animal Husbandry
  • Veterinary Sciences
  • Fisheries
  • Horticulture/
  • Textiles
  • Handloom
  • IT
  1. A Professional MBA Graduates of the following courses:
  • MBA Agri-Business
  • MBA Cooperative
  • M.Com
  • MCA
  • MBA Finance
  • MBA International Trade
  • MBA Forestry
  • MBA Rural Development
  • MBA Project Management
  • Inter ICAI
  • Inter ICWA


Prime Minister Street Vendor’s AtmaNirbhar Nidhi or PM SVANidhi for short is a central sector scheme that is aimed towards supporting the street vendors that were affected by the COVID-19 pandemic. 

The ongoing pandemic has taken its toll on various jobs and one of the most heavily affected are the street vendors. Thankfully, the government has made a way to support these workers through the PM SVANidhi scheme.

What this scheme essentially does is that it provides street vendors micro-credit facilities or affordable capital loans that will help them go back to their livelihood after the pandemic. 

Some of the most important things to note about this highly important scheme are:

  • It will be applied until March 2022
  • Street vendors will be given an initial working capital of up to Rs. 10000
  • They will be provided with an interest subsidy at 7 per cent if they don’t miss their payment dues.
  • An incentive in the form of monthly cashback will be given to vendors who choose digital payments
  • The loan can be accessed by the vendors without giving any collateral security.

The scheme also aims to promote digitalized modes of payment by rewarding vendors who choose to pay their loans digitally.


It’s sad to think that there are still opportunities and careers that women can’t take because of their genders. However, the government plans to put a stop to this through the SERB-POWER Scheme.

The Promoting Opportunities for Women in Exploratory Research scheme’s main objective is to reduce gender inequality in the field of science and engineering. This provides women with the platform that they need to take up a career in the said fields.

Not only will the women be granted a position in working in the field of science but they will also be part of the decision making panels making them worthy of leadership.

PM Innovative Learning Programme – DHRUV

India strongly believes in the next generation which is why the government has made the PM Innovative Learning Programme. This scheme aims to nourish and enrich the skills of gifted children to push them towards excellence.

This scheme is mainly geared towards the youth as it helps them pursue their passion. Whether it be science, dancing, acting, etc., all forms of talents will be guided through this innovative programme. 

These children will be in good hands as they will be guided and mentored by renowned experts in their specific fields. The programme will also help build the confidence of children so that they would be encouraged to continue pursuing their passion.

Pradhan Mantri Vaya Vandana Yojana

The Pradhan Mantri Vaya Vandana Yojana scheme is a pension plan for the elderly. It aims to provide senior citizens with social security to help set them for life. Some of the benefits included in this scheme include:

  • Up to 75% loan of the purchase price after three policy years
  • The beneficiary will receive the benefits of the scheme in the unfortunate event of the pensioner passing
  • All of the benefits included in the plan apply to the pensioner and their dependents.

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